Terms

Terms & Conditions

Please read this before using the ScoreForge website or Pre-Approval Check.

What ScoreForge is

ScoreForge provides educational information, credit guidance and readiness tools designed to help users better understand their credit profile and prepare for potential credit applications. ScoreForge is not a credit bureau, credit provider, lender or registered financial adviser unless separately stated.

The Pre-Approval Check

The Pre-Approval Check provides an estimate based on information supplied by the user. It is not an actual lender decision, pre-approval, approval or guarantee that credit will be granted. Actual lenders use their own credit policies, affordability assessments, verification processes and scoring models, which may differ from the estimates shown here.

No guarantee of outcome

A “Strong”, “Good”, “Moderate”, “Weak” or “High Risk” result reflects an estimate only. It does not mean you will or will not be approved by any lender.

Accuracy of information

Your result depends entirely on the accuracy of the information you provide. ScoreForge does not verify the answers entered into the Pre-Approval Check.

Acceptable use

You agree to use this website and Pre-Approval Check for personal, lawful, educational purposes, and not to misuse, scrape or attempt to disrupt the service.

Changes to these terms

We may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.

Contact

Questions about these terms can be sent to info@scoreforge.co.za.